buying a home in 8 steps
Buying a home is an exciting milestone, but knowing where to start can feel overwhelming.
From understanding your budget to finding the right property and closing the deal, preparation makes all the difference.
These eight simple steps will help you navigate the homebuying process with confidence, avoid common mistakes, and make informed decisions along the way.
I'M JASMINE
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If you’re financing your purchase, I typically recommend working with a mortgage broker over a bank. Brokers have access to a wider range of lenders and often secure better rates. I have a trusted network of brokers who’ve consistently delivered great results for my clients, and I'm happy to connect you.
Beyond your down payment, set aside 3–5% of the purchase price for closing costs. These may include land transfer taxes, legal fees, title insurance, home inspection fees, and more. First-time buyers may qualify for tax rebates, which can help ease the burden.
Where you live matters just as much as what you buy. Do you prefer a vibrant downtown setting or a quieter, community-focused neighborhood? Are schools, walkability, or access to transit important? We’ll explore your priorities together to narrow your focus.
This is where I bring my expertise to the table. We’ll create a plan to find the right property for you, based on what you want in a home, what’s happening in the market right now, and my proven strategies for securing a deal.
Many clients aren’t sure what their budget can actually buy. I like to show you homes at the same price point in different neighborhoods, so you can see the trade-offs for yourself. That way, you’ll know whether you’d rather choose a smaller, less updated home in a central, established area, or get more space and features in a less expensive neighborhood. It’s about finding what feels right for you.
Have your deposit funds ready in a major bank checking account for quick access. In a competitive market, you’ll need to act fast. That could mean pre-offer inspections and submitting offers with minimal conditions to strengthen your position.
My role is to guide you through negotiations with insight and strategy. I’ll assess the situation and advise when to push hard, or when a softer touch might win the deal. My goal is always to secure the best possible terms for you.
From our first conversation to closing day and beyond, I’ll keep everything on track. Need a contractor or a handyman after you move in? I’ve got a great list of reliable professionals to help make your new house feel like home.